@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;700&family=Playfair+Display:wght@600;700&display=swap');
:root{--navy:#0b1535;--violet:#1c1744;--gold:#d8b56a;--beige:#f5f0e7;--ink:#20243b;--muted:#68708b;--line:#ded9cd;--white:#fff}*{box-sizing:border-box}body{margin:0;background:var(--beige);color:var(--ink);font:16px/1.65 'DM Sans',sans-serif}a{color:inherit;text-decoration:none}h1,h2,h3{font-family:'Playfair Display',serif;line-height:1.15;margin:0 0 16px;color:var(--navy)}h1{font-size:clamp(2.6rem,6vw,5.7rem)}h2{font-size:clamp(1.8rem,3vw,3rem)}h3{font-size:1.25rem}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{background:var(--navy);color:var(--white);position:relative;z-index:2}.topline{font-size:.75rem;letter-spacing:.15em;text-align:center;color:var(--gold);padding:9px;border-bottom:1px solid #354064}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font:700 1.3rem 'Playfair Display',serif;letter-spacing:.18em;color:var(--white)}.brand span{color:var(--gold);margin-left:8px}.nav-links{display:flex;gap:22px;font-size:.9rem}.nav-links a:hover{color:var(--gold)}.menu-toggle{display:none;background:none;border:1px solid var(--gold);color:var(--white);padding:8px 12px}.stars{text-align:center;color:var(--gold);letter-spacing:.2em;height:48px;padding:14px}.hero{min-height:85vh;margin:0 calc((1160px - 100vw)/2) 70px;position:relative;display:flex;align-items:center;justify-content:center;text-align:center;overflow:hidden;background:var(--navy);color:var(--white)}.hero img{position:absolute;width:100%;height:100%;object-fit:cover;opacity:.8}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.55),rgba(0,0,0,.25))}.hero-content{position:relative;z-index:1;max-width:780px;padding:30px}.hero h1,.hero p{color:var(--white)}.eyebrow{color:var(--gold);letter-spacing:.16em;text-transform:uppercase;font-size:.78rem;font-weight:700}.lead{font-size:1.2rem;max-width:720px;margin:0 auto 28px}.btn{display:inline-block;padding:12px 20px;background:var(--gold);color:var(--navy);font-weight:700;border-radius:3px}.btn.alt{background:transparent;color:var(--gold);border:1px solid var(--gold)}section{margin:0 0 72px}.intro{text-align:center;max-width:760px;margin-inline:auto}.section-head{display:flex;justify-content:space-between;gap:25px;align-items:end;margin-bottom:24px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card,.callout,.article{background:var(--white);padding:26px;border:1px solid var(--line);box-shadow:0 8px 24px rgba(11,21,53,.06)}.card img,.article img,.split img{width:100%;height:190px;object-fit:cover;margin-bottom:18px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--gold);border:1px solid var(--gold)}.stat{background:var(--navy);color:var(--white);padding:25px;text-align:center}.stat strong{display:block;color:var(--gold);font:700 2.4rem 'Playfair Display',serif}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.split img{height:330px}.table-wrap{overflow:auto;background:var(--white)}table{border-collapse:collapse;width:100%;min-width:620px}th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line)}th{background:var(--navy);color:var(--white)}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step:before{counter-increment:step;content:counter(step);display:block;color:var(--gold);font:700 2.2rem 'Playfair Display',serif}.quote{border-left:4px solid var(--gold);padding:18px 26px;background:#eee7d9;font:italic 1.3rem 'Playfair Display',serif}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:700;cursor:pointer}.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cta{background:var(--violet);color:var(--white);padding:44px;text-align:center}.cta h2{color:var(--white)}.page-title{padding:50px 0 35px;border-bottom:1px solid var(--line);margin-bottom:40px}.content{max-width:820px;margin:auto}.content h2{margin-top:38px}.content li{margin-bottom:8px}.notice{padding:20px;background:#eee7d9;border:1px solid var(--gold)}.contact-form{display:grid;gap:14px;max-width:650px}.contact-form label{font-weight:700}.contact-form input,.contact-form textarea{font:inherit;padding:12px;border:1px solid var(--line);background:var(--white)}.contact-form textarea{min-height:160px}.success{display:none;background:#dcebdc;padding:14px}.site-footer{background:var(--navy);color:#d9def2;padding:55px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:30px}.footer-grid h3{color:var(--gold);font-family:'DM Sans',sans-serif}.footer-grid a:not(.brand){display:block;margin:7px 0}.copyright{border-top:1px solid #354064;margin-top:38px;padding-top:18px;font-size:.8rem;color:#aab2d0}@media(max-width:760px){.wrap{width:min(100% - 28px,1160px)}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);padding:18px;flex-direction:column}.nav-links.open{display:flex}.menu-toggle{display:block}.hero{margin-inline:-14px}.grid-3,.articles,.split,.footer-grid{grid-template-columns:1fr}.stats,.steps{grid-template-columns:repeat(2,1fr)}.section-head{display:block}}